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Schengen Visa from Nigeria: Requirements, Fees & How to Apply

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A Schengen visa is the single short-stay visa that lets you travel across 29 European countries, including France, Germany, Italy, Spain, the Netherlands and Switzerland, for up to 90 days within any 180-day period. For Nigerians, it’s the gateway to most of Europe on one application.

The rules are more standardised than the UK or Canada, but the documentation is strict and a little unforgiving: miss a required item, compliant insurance, the right embassy, proof of accommodation, and the application is refused on a technicality rather than the merits.

Which embassy do you apply to?

This trips people up constantly. You apply to the embassy of your main destination, the country where you’ll spend the most time. If your days are split evenly, apply to your country of first entry. Most embassies in Nigeria handle applications through VFS Global or TLScontact in Lagos and Abuja.

Schengen visa requirements for Nigerians

How much a Schengen visa costs

The adult short-stay fee is €90 as of 2026 (reduced for children 6-11), paid in Naira, plus the VFS/TLScontact service fee. Fees are set centrally by the EU and adjusted periodically.

How long it takes

Expect a decision within 15 calendar days of your appointment, sometimes stretching to 30-45 days in peak season or when additional checks apply. You can lodge from 6 months before travel and must apply at least 15 working days ahead.

Why Schengen visas get refused

The most common Nigerian refusal grounds are specific and avoidable:

  1. Non-compliant or missing insurance, wrong coverage amount or dates.
  2. Unjustified purpose or itinerary, bookings that don’t match the stated trip, or gaps in accommodation.
  3. Insufficient means of subsistence, funds below the daily threshold, or unexplained deposits.
  4. Doubt you’ll leave, weak ties to Nigeria.
  5. Applying to the wrong embassy, rejected before assessment.

Get the technical requirements exactly right and present a coherent, fully-booked trip, and you remove most of the risk.

How Oya Visa helps

We make sure your insurance, itinerary and accommodation meet the rules precisely, confirm you’re applying to the correct embassy, and present your funds and ties clearly. See our pricing or the full visa guides hub. Also planning beyond Europe? Compare the UK visa and Canada visa routes.

Frequently asked questions

How much is a Schengen visa from Nigeria in 2026? +

The short-stay Schengen visa fee is €90 for adults as of 2026, paid in Naira at the embassy or its outsourcing partner (VFS Global or TLScontact), plus their service fee. Children aged 6-11 pay a reduced fee. Confirm the current amount with the embassy you apply to.

Which embassy should I apply to for a Schengen visa? +

Apply to the country that is your main destination, where you'll spend the most days. If you're spending equal time in several, apply to the country you enter first. Applying to the wrong embassy is a common reason applications are rejected before they're even assessed.

How long does a Schengen visa take from Nigeria? +

The standard decision time is up to 15 calendar days from your appointment, though it can extend to 30-45 days in busy periods or if extra checks are needed. Apply no earlier than 6 months and no later than 15 working days before travel.

Do I need travel insurance for a Schengen visa? +

Yes. You must have travel medical insurance covering the whole Schengen area for at least €30,000, valid for all the dates of your trip. It's a hard requirement, applications without compliant insurance are refused.

How much money do I need for a Schengen visa? +

Each country sets a daily amount it expects you to have (often roughly €50-€100 per day), and you must show funds covering your full stay. Provide 3-6 months of bank statements with a stable, explainable balance.

Other visa guides for Nigerians

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